Insurance isn’t just about the policy, it’s about who’s got your back. Let’s get you covered.
Our Partnered Insurance Companies
We partner with the industry’s leading insurance companies so you can enjoy the most appropriate, affordable protection.
Your life is always changing and evolving. We take an innovative approach to insurance so we can support and advise you along all of life’s twists and turns. That means shopping for competitive rates and quality coverage, providing annual reviews, building personal relationships, and constantly evolving to meet your needs.
Southwestern Insurance Group was founded on the idea that insurance can be more than just an afterthought, but rather an important part of your life. If you’re looking for quality coverage and a more personalized insurance experience, Southwestern Insurance Group will exceed your highest expectations. So, what are you waiting for? Contact us today!
The Advantage of an Independent Agency Working for You
What makes our independent agency different?
Insuring Nashville and Beyond
Based in Nashville, TN, we work to build relationships and provide insurance protection to individuals, families, and businesses locally and across Tennessee, Georgia, Texas, Florida, and Illinois.
Get Protection and Peace of Mind With Insurance
Whether you’re looking for personal insurance or business insurance, we’re here to help you every step of the way.
Southwestern Family of Companies
We’re part of the Southwestern Family of Companies is a collection of 20 companies across industries, all with two things in common: direct sales and building people.
RamseyTrusted Insurance ELP
As a Dave Ramsey endorsed local provider for insurance, Southwestern Insurance Group has been vetted and endorsed by financial expert Dave Ramsey.
Click it. Read it. Cover it.
Get a glimpse of the risks you face and how your insurance can protect what matters most.
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.
The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.
Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
Auto Insurance 101
Make sure you cover the unique risks you face with auto insurance.
- Click on the hotspots.
- Discover your risks.
- Get the right coverage.
Not what you’re looking for?
Find even more interactive graphics for home insurance, umbrella insurance, life insurance, and business owners insurance.
”"Southwestern Insurance Group is A+. I appreciate their hard work and ensuring we were able to get better coverage at the best price. I could not have asked for a better experience."
- Terri Rickard
”"If you are looking for insurance, your first stop should be giving these guys a call. They are very knowledgeable and are truly there to serve you! "
- Brad Bernard
”"I started shopping for an agency where I felt I could make a professional connection. Southwestern Insurance Group provided that, and I moved my coverages immediately."
- Tom Adkinson
There’s More to Insurance
With us, insurance is anything but boring. It’s truly a game-changer in helping us protect what’s most important to you, so you can live life and dream big.